Know the numbers
New York car dealer fees and sales tax
What the state's own rules and tax pages say, with a link to each. Local taxes and fees are not included, so use the numbers on your quote for those.
- Dealer doc fee
- New York's rule (15 NYCRR 78.19) says the fee the dealer charges may not exceed $175.
Source: law.cornell.edu. Opened twice on 2026-11-02, same words both times. - Trade-in and sales tax
- New York charges sales tax only on the price after the trade-in credit comes off, as long as the dealer plans to resell the trade-in.
Source: tax.ny.gov. Opened twice on 2026-11-02, same words both times. - Tax rate
- The combined rate is the state rate (currently 4%) plus any local tax set by a city, county or school district.
Source: tax.ny.gov. Opened twice on 2026-11-02, same words both times.
Try it with New York's numbers
This opens the calculator with the state tax rate filled in. Add your local tax, the doc fee from your quote and the rest.
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Rules change. If you see a number here that does not match the state's page today, email support@playriot.co and we will fix it.
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